0% introductory APR for 21 months on stability transfers: One of the longest introductory sessions on stability transfers now we have come throughout, you can get a zero% intro APR at the stability transferred for a complete 21 months, because of this you’ll have virtually two years to repay your stability.
0% introductory APR for one year on purchases: You’ll additionally get a zero% intro APR on new purchases for the primary one year. This is a useful perk should you plan on purchasing anything else with the cardboard.
Choose your fee due date: A bit flexibility can pass far relating to managing your price range. The card means that you can choose between any to be had fee date, whether or not it is to start with, heart, or finish of the month. That manner, you’ll arrange automated bills which are aligned together with your paycheck.
No overdue charges: One of essentially the most distinctive perks is that there aren’t any overdue charges, ever. While you must at all times pay your invoice on time, as a result of overdue bills can nonetheless have an effect on your credit score, it is great to grasp that you will not be charged should you do slip up and leave out a fee.
No penalty APR: If you leave out some bills, maximum bank cards will build up your rate of interest to their penalty APR. Citi® Simplicity® Card by no means fees a penalty fee, so your APR is not prone to expanding because of overdue bills.
No annual charge: This card comes without a annual charge, which is the most important function in case your objective is to repay debt.
Source Link: https://www.fool.com/the-ascent/credit-cards/landing/citi-simplicity-review/?utm_site=theascent&utm_campaign=ta-cc-co-cnn-citisimp2-ron-5-hp-sfpb&utm_medium=cpc&utm_source=cnn